So you’ve just bought a new motorcycle! Congratulations! It’s time to contact your insurance company and confirm your complete coverage and that you’ll be fully protected on the open road. But what questions should be asked? Surety Ins Inc. in Alabama can advise you on this critical insurance coverage.
Here are three important questions to ask:
“What Type of Coverage Do I Need?”
The first thing you should discuss with your insurance representative is the type of coverage you require. Motorcycle insurance is available in a variety of forms, and which one you need will depend on the type of motorcycle you own, where you live, and how frequently you ride.
For example, if you own a newer motorcycle, you should probably get collision and comprehensive coverage, which will protect your vehicle if it is stolen or damaged in an accident.
“What’s the Process for Making a Claim?”
The next question you should always ask is what the process is for making a claim. This is crucial information because if you get into an accident, it’s important to file your claim immediately so that all you need to worry about is healing.
Your insurance agent can walk you through the process step by step so you know what to do if you ever need to use your insurance.
“Am I Eligible for Any Discounts Available?”
Many insurance companies will give you a discount if you take a motorcycle safety course, insure multiple bikes, or have a clean driving record. It’s always worth asking if you could save money by bundling your policies, as well.
Get Your New Motorcycle Insured Today
These three questions will ensure that you have the right motorcycle insurance for your needs. So, when you contact an agent, don’t forget to ask them.
Surety Ins Inc. in Alabama can assist you with all your motorcycle insurance-related needs. Give us a call today, and we’ll gladly provide you with a quote and help you find the policy that helps best protect you.